/* ============================================================
   Big Sky Benefit Solutions: premium one-page site
   12k-site-builder build. Palette kept from brand; type + motion leveled up.
   ============================================================ */

:root{
  --navy:#0A3255;
  --navy-deep:#06223B;
  --navy-soft:#0E3A60;
  --green:#0F604A;
  --green-bright:#15795C;
  --gold:#E8A33D;
  --gold-soft:#F0BD6B;
  --cream:#FAF7F0;
  --cream-2:#F1EADB;
  --white:#FFFFFF;
  --ink:#15212E;
  --ink-soft:#37485A;
  --muted:#64748B;
  --line:rgba(10,50,85,.12);
  --line-light:rgba(255,255,255,.16);
  --shadow-sm:0 1px 2px rgba(6,34,59,.06), 0 4px 14px rgba(6,34,59,.06);
  --shadow-md:0 10px 30px rgba(6,34,59,.10);
  --shadow-lg:0 30px 70px rgba(6,34,59,.18);
  --r:14px;
  --r-lg:22px;
  --maxw:1240px;
  --pad:clamp(20px,5vw,64px);
  --font-display:'Schibsted Grotesk','Inter',system-ui,sans-serif;
  --font-body:'Inter',system-ui,-apple-system,sans-serif;
  --font-accent:'Newsreader',Georgia,serif;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  margin:0;background:var(--cream);color:var(--ink);
  font-family:var(--font-body);font-size:17px;line-height:1.6;
  -webkit-font-smoothing:antialiased;overflow-x:hidden;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
::selection{background:var(--gold);color:var(--navy-deep)}

/* ---------- type ---------- */
h1,h2,h3,h4{font-family:var(--font-display);font-weight:800;line-height:1.04;letter-spacing:-.02em;margin:0;color:var(--navy-deep)}
h1{font-size:clamp(2.6rem,6vw,4.7rem)}
h2{font-size:clamp(2rem,4.2vw,3.2rem)}
h3{font-size:clamp(1.25rem,2vw,1.6rem);letter-spacing:-.01em}
p{margin:0 0 1rem}
.accent-italic{font-family:var(--font-accent);font-style:italic;font-weight:400;letter-spacing:-.01em}

.eyebrow{
  display:inline-flex;align-items:center;gap:9px;
  font-family:var(--font-display);font-weight:600;font-size:12.5px;
  letter-spacing:.16em;text-transform:uppercase;color:var(--green);
  margin:0 0 18px;
}
.eyebrow::before{content:"";width:24px;height:2px;background:var(--gold);border-radius:2px}
.eyebrow.on-dark{color:var(--gold-soft)}
.eyebrow.on-dark::before{background:var(--gold)}

/* ---------- layout ---------- */
.container{max-width:var(--maxw);margin:0 auto;padding-left:var(--pad);padding-right:var(--pad)}
section{position:relative}
.section-pad{padding:clamp(72px,10vw,140px) 0}
.lede{font-size:clamp(1.05rem,1.5vw,1.25rem);color:var(--ink-soft);max-width:58ch}
.sec-head{max-width:64ch;margin-bottom:clamp(36px,5vw,60px)}
.sec-head p{color:var(--ink-soft)}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  font-family:var(--font-display);font-weight:600;font-size:16px;
  padding:15px 28px;border-radius:999px;cursor:pointer;border:1.5px solid transparent;
  transition:transform .25s cubic-bezier(.2,.8,.2,1),box-shadow .25s,background .2s,color .2s,border-color .2s;
  white-space:nowrap;
}
.btn svg{width:17px;height:17px}
.btn-primary{background:var(--green);color:#fff;box-shadow:0 8px 24px rgba(15,96,74,.32)}
.btn-primary:hover{background:var(--green-bright);transform:translateY(-2px);box-shadow:0 14px 32px rgba(15,96,74,.40)}
.btn-gold{background:var(--gold);color:var(--navy-deep);box-shadow:0 8px 24px rgba(232,163,61,.32)}
.btn-gold:hover{background:var(--gold-soft);transform:translateY(-2px)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.08);transform:translateY(-2px)}
.btn-ghost-ink{background:transparent;color:var(--navy);border-color:var(--line)}
.btn-ghost-ink:hover{border-color:var(--navy);background:rgba(10,50,85,.04);transform:translateY(-2px)}
.btn-lg{padding:18px 34px;font-size:17px}

/* ---------- header ---------- */
.site-header{
  position:fixed;top:0;left:0;right:0;z-index:100;
  padding:18px 0;transition:padding .3s,background .3s,box-shadow .3s,border-color .3s;
  border-bottom:1px solid transparent;
}
.site-header.scrolled{
  padding:10px 0;background:rgba(6,34,59,.82);
  backdrop-filter:saturate(160%) blur(14px);-webkit-backdrop-filter:saturate(160%) blur(14px);
  border-bottom:1px solid var(--line-light);box-shadow:0 8px 30px rgba(6,34,59,.20);
}
.header-row{display:flex;align-items:center;justify-content:space-between;gap:24px}
.logo img{height:42px;width:auto;transition:height .3s}
.scrolled .logo img{height:34px}
.nav{display:flex;align-items:center;gap:30px}
.nav a.navlink{font-size:15px;font-weight:500;color:rgba(255,255,255,.86);transition:color .2s;position:relative}
.nav a.navlink::after{content:"";position:absolute;left:0;bottom:-6px;width:0;height:2px;background:var(--gold);transition:width .25s}
.nav a.navlink:hover{color:#fff}
.nav a.navlink:hover::after{width:100%}
.nav .phone{display:inline-flex;align-items:center;gap:8px;font-weight:600;color:#fff;font-size:15px}
.nav .phone svg{width:16px;height:16px;color:var(--gold)}
.menu-toggle{display:none;background:none;border:0;cursor:pointer;width:42px;height:42px;color:#fff}
.menu-toggle svg{width:26px;height:26px}

/* ---------- hero ---------- */
.hero{position:relative;min-height:100svh;display:flex;align-items:center;color:#fff;overflow:hidden}
.hero-bg{position:absolute;inset:0;z-index:0}
.hero-bg img{width:100%;height:120%;object-fit:cover;object-position:center 38%}
.hero-bg::after{
  content:"";position:absolute;inset:0;
  background:
    linear-gradient(100deg, rgba(6,34,59,.94) 0%, rgba(6,34,59,.80) 34%, rgba(6,34,59,.40) 62%, rgba(6,34,59,.18) 100%),
    linear-gradient(0deg, rgba(6,34,59,.55) 0%, rgba(6,34,59,0) 38%);
}
.hero .container{position:relative;z-index:2;width:100%;padding-top:120px;padding-bottom:64px}
.hero-inner{max-width:680px}
.hero h1{color:#fff;margin-bottom:22px}
.hero h1 .accent-italic{color:var(--gold-soft);display:inline}
.hero-sub{font-size:clamp(1.08rem,1.5vw,1.3rem);color:rgba(255,255,255,.88);max-width:54ch;margin-bottom:34px}
.hero-cta{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:30px}
.hero-trust{display:flex;align-items:center;gap:14px;flex-wrap:wrap;color:rgba(255,255,255,.82);font-size:14.5px}
.hero-trust .stars{color:var(--gold);letter-spacing:2px;font-size:16px}
.hero-trust .div{width:1px;height:18px;background:rgba(255,255,255,.25)}
.hero-stats{display:flex;gap:clamp(20px,4vw,46px);margin-top:46px;flex-wrap:wrap}
.hero-stats .st b{font-family:var(--font-display);font-weight:800;font-size:clamp(1.7rem,3vw,2.4rem);color:#fff;display:block;line-height:1}
.hero-stats .st span{font-size:13.5px;color:rgba(255,255,255,.72);margin-top:6px;display:block}
.scroll-cue{position:absolute;left:50%;bottom:26px;transform:translateX(-50%);z-index:3;color:rgba(255,255,255,.6);font-size:11px;letter-spacing:.2em;text-transform:uppercase;display:flex;flex-direction:column;align-items:center;gap:8px}
.scroll-cue .line{width:1px;height:36px;background:linear-gradient(rgba(255,255,255,.6),transparent);animation:cue 2s ease-in-out infinite}
@keyframes cue{0%,100%{transform:scaleY(.4);transform-origin:top;opacity:.4}50%{transform:scaleY(1);opacity:1}}

/* ---------- carriers strip ---------- */
.carriers{background:var(--navy-deep);color:#fff;padding:30px 0}
.carriers .container{display:flex;align-items:center;gap:30px;flex-wrap:wrap;justify-content:space-between}
.carriers .label{font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.55);font-weight:600;white-space:nowrap}
.carriers .names{display:flex;flex-wrap:wrap;gap:14px 28px;align-items:center}
.carriers .names span{font-family:var(--font-display);font-weight:700;font-size:15px;color:rgba(255,255,255,.78)}

/* ---------- value 3up ---------- */
.values{background:var(--cream)}
.value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.value-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:34px 30px;box-shadow:var(--shadow-sm);transition:transform .3s,box-shadow .3s}
.value-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md)}
.value-card .ic{width:54px;height:54px;border-radius:14px;display:grid;place-items:center;background:rgba(15,96,74,.10);color:var(--green);margin-bottom:22px}
.value-card .ic svg{width:27px;height:27px}
.value-card h3{margin-bottom:10px}
.value-card p{color:var(--ink-soft);margin:0;font-size:15.5px}

/* ---------- two paths ---------- */
.paths{background:var(--cream-2)}
.path-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.path-card{position:relative;border-radius:var(--r-lg);overflow:hidden;padding:42px 38px;color:#fff;min-height:430px;display:flex;flex-direction:column;box-shadow:var(--shadow-md)}
.path-card.business{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-deep) 100%)}
.path-card.personal{background:linear-gradient(160deg,var(--green) 0%,#0A4636 100%)}
.path-card .tag{font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;font-weight:600;color:var(--gold-soft);margin-bottom:14px}
.path-card h3{color:#fff;font-size:clamp(1.5rem,2.4vw,2rem);margin-bottom:12px}
.path-card .desc{color:rgba(255,255,255,.82);font-size:15.5px;margin-bottom:22px}
.path-list{list-style:none;margin:0 0 28px;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:9px 18px}
.path-list li{display:flex;gap:9px;align-items:flex-start;font-size:14.5px;color:rgba(255,255,255,.9)}
.path-list li svg{width:16px;height:16px;color:var(--gold);flex-shrink:0;margin-top:3px}
.path-card .btn{margin-top:auto;align-self:flex-start}

/* ---------- goat brand moment ---------- */
.goat{background:var(--navy-deep);color:#fff;overflow:hidden}
.goat-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(36px,5vw,70px);align-items:center}
.goat-copy .eyebrow{color:var(--gold-soft)}
.goat-copy h2{color:#fff;margin-bottom:20px}
.goat-copy p{color:rgba(255,255,255,.82)}
.goat-copy .big-quote{font-family:var(--font-accent);font-style:italic;font-size:clamp(1.4rem,2.4vw,2rem);color:#fff;line-height:1.3;margin:26px 0;padding-left:22px;border-left:3px solid var(--gold)}
.goat-media{position:relative;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow-lg);aspect-ratio:4/3}
.goat-media img{width:100%;height:100%;object-fit:cover}
.goat-media .badge{position:absolute;left:20px;bottom:20px;background:rgba(6,34,59,.78);backdrop-filter:blur(8px);border:1px solid var(--line-light);border-radius:12px;padding:12px 18px;font-family:var(--font-display);font-weight:700;font-size:14px}
.goat-media .badge b{color:var(--gold)}

/* ---------- stats band ---------- */
.statband{position:relative;color:#fff;overflow:hidden;background:var(--navy)}
.statband-bg{position:absolute;inset:0;z-index:0}
.statband-bg img{width:100%;height:130%;object-fit:cover;opacity:.22}
.statband-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,34,59,.86),rgba(10,50,85,.92))}
.statband .container{position:relative;z-index:2}
.stat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}
.stat-grid .num{font-family:var(--font-display);font-weight:800;font-size:clamp(2.4rem,5vw,3.6rem);color:var(--gold-soft);line-height:1}
.stat-grid .lbl{margin-top:10px;font-size:14.5px;color:rgba(255,255,255,.82)}

/* ---------- testimonials ---------- */
.reviews{background:var(--cream)}
.review-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.review-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:32px 30px;box-shadow:var(--shadow-sm);display:flex;flex-direction:column}
.review-card .stars{color:var(--gold);letter-spacing:2px;margin-bottom:16px;font-size:16px}
.review-card .quote{font-size:16px;color:var(--ink);line-height:1.6;margin-bottom:20px;flex:1}
.review-card .who{font-family:var(--font-display);font-weight:700;font-size:15px;color:var(--navy-deep)}
.review-card .who span{display:block;font-family:var(--font-body);font-weight:400;font-size:13.5px;color:var(--muted);margin-top:2px}

/* ---------- lead form ---------- */
.lead{background:var(--cream-2)}
.lead-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:clamp(34px,5vw,64px);align-items:center}
.lead-copy h2{margin-bottom:18px}
.lead-copy p{color:var(--ink-soft)}
.lead-bullets{list-style:none;margin:24px 0 0;padding:0;display:flex;flex-direction:column;gap:14px}
.lead-bullets li{display:flex;gap:12px;align-items:flex-start;font-size:16px;color:var(--ink)}
.lead-bullets svg{width:22px;height:22px;color:var(--green);flex-shrink:0}
.lead-magnet{margin-top:28px;background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:14px;padding:18px 22px;display:flex;gap:14px;align-items:center}
.lead-magnet svg{width:30px;height:30px;color:var(--gold);flex-shrink:0}
.lead-magnet b{font-family:var(--font-display)}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(28px,4vw,42px);box-shadow:var(--shadow-lg)}
.form-card h3{margin-bottom:6px}
.form-card .form-sub{color:var(--muted);font-size:14.5px;margin-bottom:24px}
.field{margin-bottom:16px}
.field label{display:block;font-size:13.5px;font-weight:600;color:var(--ink-soft);margin-bottom:7px;font-family:var(--font-display)}
.field input,.field select,.field textarea{
  width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:11px;
  font-family:var(--font-body);font-size:15.5px;color:var(--ink);background:var(--cream);transition:border-color .2s,box-shadow .2s,background .2s;
}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--green);background:#fff;box-shadow:0 0 0 4px rgba(15,96,74,.12)}
.field textarea{resize:vertical;min-height:90px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-card .btn{width:100%;margin-top:8px}
.form-card .fineprint{font-size:12.5px;color:var(--muted);margin:14px 0 0;text-align:center}

/* ---------- final cta ---------- */
.final{background:var(--green);color:#fff;text-align:center}
.final h2{color:#fff;margin-bottom:18px}
.final p{color:rgba(255,255,255,.9);max-width:50ch;margin:0 auto 30px}
.final .btn-row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* ---------- footer ---------- */
.site-footer{background:var(--navy-deep);color:rgba(255,255,255,.7);padding:64px 0 30px}
.footer-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:34px;margin-bottom:44px}
.site-footer .logo img{height:40px;margin-bottom:18px}
.site-footer p{font-size:14.5px;line-height:1.7}
.footer-col h4{font-family:var(--font-display);font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.5);margin-bottom:16px}
.footer-col a{display:block;font-size:14.5px;color:rgba(255,255,255,.78);margin-bottom:10px;transition:color .2s}
.footer-col a:hover{color:var(--gold-soft)}
.socials{display:flex;gap:12px;margin-top:8px}
.socials a{width:38px;height:38px;border-radius:10px;border:1px solid var(--line-light);display:grid;place-items:center;color:#fff;transition:background .2s,border-color .2s}
.socials a:hover{background:var(--gold);color:var(--navy-deep);border-color:var(--gold)}
.socials svg{width:18px;height:18px}
.footer-bottom{border-top:1px solid var(--line-light);padding-top:24px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:13px;color:rgba(255,255,255,.5)}

/* ---------- reveal animation base ---------- */
.js .reveal{opacity:0;transform:translateY(34px)}
.js .reveal-stagger>*{opacity:0;transform:translateY(28px)}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width:980px){
  .value-grid,.review-grid,.stat-grid{grid-template-columns:repeat(2,1fr)}
  .path-grid,.goat-grid,.lead-grid{grid-template-columns:1fr}
  .goat-grid{gap:40px}
  .goat-media{order:-1}
  .footer-top{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  .nav{position:fixed;inset:0 0 0 auto;width:min(86vw,360px);background:var(--navy-deep);
    flex-direction:column;align-items:flex-start;justify-content:flex-start;gap:22px;
    padding:96px 32px 32px;transform:translateX(100%);transition:transform .35s cubic-bezier(.2,.8,.2,1);box-shadow:var(--shadow-lg)}
  .nav.open{transform:translateX(0)}
  .nav a.navlink{color:#fff;font-size:18px}
  .nav .phone{font-size:17px}
  .nav .btn{width:100%}
  .menu-toggle{display:grid;place-items:center;position:relative;z-index:110}
  .header-row .menu-toggle{order:3}
  .hero-cta .btn{flex:1 1 auto}
  .value-grid,.review-grid,.stat-grid{grid-template-columns:1fr}
  .path-list{grid-template-columns:1fr}
  .field-row{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr}
  .carriers .container{justify-content:flex-start}
  body{font-size:16px}
}

/* ---------- reduced motion ---------- */
@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .js .reveal,.js .reveal-stagger>*{opacity:1!important;transform:none!important}
  .hero-bg img,.statband-bg img{height:100%}
}