Snow-capped Montana mountain range over golden plains, Big Sky Country

Montana proud. Family run. Independent since day one.

Get the right coverage for less, without the insurance runaround.

For 30+ years, Montana businesses and families have trusted Big Sky to shop 12+ top carriers, handle the paperwork, and pick up the phone when it matters most. Start with a free review and see what you could save.

★★★★★ 4.9 average across 170+ Montana reviews Google, BirdEye & Facebook
30+Years serving Montana
12+Top carriers, one team
28People who pick up
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Access to 12+ top carriers
Blue Cross Blue ShieldPacificSourceAflacUnitedHealthcareHumanaMutual of OmahaAllstateGuardianDelta DentalVSP

Why Big Sky

Insurance, minus the headache.

Most agencies sell you a policy and disappear. We do the opposite. Here is what working with a real Montana brokerage actually gets you.

Shop every carrier, once

We compare 12+ top carriers for you, so you stop guessing, stop overpaying, and land on coverage that actually fits.

Paperwork, handled

Enrollment, renewals, HR and tax setup, FSA, HSA and HRA. We carry the busywork so you and your team don't have to.

A team that answers

Real Montanans who pick up the phone and know your name. No call centers, no phone trees, no runaround.

Two ways we have you covered

Pick the path that fits your world.

For business owners & HR

Business & employee benefits

Build a benefits package your team loves and your bottom line can live with. We design it, enroll it, and renew it with you every year.

  • Group health
  • Dental & vision
  • Group & voluntary life
  • Disability cover
  • HR & tax: FSA, HSA, HRA
  • Aflac & ancillary
Get a free benefits review
For individuals & families

Personal insurance

Home, auto, life, Medicare and more, built into one cohesive plan that protects what matters and avoids the surprises.

  • Home & renters
  • Auto
  • Individual life & health
  • Medicare
  • Farm & ranch
  • Umbrella & pet
Talk to a personal agent

Why they call us the GOAT

Greatest of all time is a tall claim. So we earn it.

For over 30 years we have helped Montanans navigate the unknown of insurance, from a first group plan to a family's first home. We are seasoned, local, and a little stubborn about doing it right. We do not do cookie cutter. We tailor coverage to your life and your goals, every single time.

At the end of the day, know that the goat's got you.

Start your free review
A mountain goat standing watch on a rocky Montana summit
Greatest Of All Time · Bozeman, MT
30+
Years serving Montana
12+
Top carriers, one team
4.9
Average review rating
170+
Five-star reviews

People don't just stay, they rave

The kind of reviews you can't buy.

4.9 stars across Google, BirdEye and Facebook, and a community that keeps sending their friends.

★★★★★

"Hands down the best in Montana if you're looking for high-end, quality care. They have genuine care and concern for every person they work with."

Liz PerraPersonal insurance client
★★★★★

"Combining health insurance with Aflac for our office has been amazing. Their entire team is friendly and great to work with. I would highly recommend them to anyone."

Dustin RisingOwner, Gallatin Valley Chiropractic
★★★★★

"Shyla and her team understand who our people are and design benefit products that appeal to everyone, while keeping them affordable. Outstanding service, always."

Randi StricklandBusiness benefits client

Start here

Get your free benefits review.

No obligation, no jargon. We look at what you have now, compare it across 12+ carriers, and show you where you can save or strengthen coverage. It takes one short conversation.

  • A side-by-side carrier comparison
  • A clear picture of what you could save
  • A real Montanan with you start to finish
Prefer to start on your own? Grab the free Montana Employer Benefits Checklist and see how your plan stacks up.

Request your free review

Tell us a little about you. We will reach out within one business day.

We will never share your information. You will hear from a real person, not a robot.

Insurance shouldn't feel like a fight.

Let's make it simple. One conversation, no pressure, and a Montana team that has your back for the long haul.