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Free download · For Montana business owners & HR

Pressure-test your group benefits before your next renewal.

Renewal season has a way of sneaking up. This free checklist walks you through exactly what to review, what to ask, and where most Montana employers leave money and coverage on the table. No jargon, no sales pitch.

★★★★★ 4.9 across 170+ Montana reviews 30+ years · 12+ carriers
The Employer Benefits Checklist

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What's inside

Everything you need to walk into renewal ready.

Four practical tools you can use this week, built from 30+ years of helping Montana employers get more for their benefits dollar.

Renewal-readiness checklist

A step-by-step list to run before you sign anything, so nothing slips through the cracks.

The questions to ask your broker

The exact questions that separate a real partner from someone just collecting a commission.

FSA, HSA & HRA quick guide

A plain-English breakdown of the three accounts, when each makes sense, and the tax upside for your team.

Carrier-comparison worksheet

A simple side-by-side template so you can weigh plans on what actually matters, not just the premium line.

30+
Years serving Montana employers
12+
Top carriers shopped for you
4.9★
From 170+ Montana reviews
★★★★★

Shyla and her team understand who our people are and design benefit products that appeal to everyone, while keeping them affordable. Outstanding service, always.

Randi StricklandBusiness benefits client